ATIRAcredit Blogs

Learn about credit cards and other financial topics on the ATIRAcredit blog!

Consumer ImageStop fraud before it happens

Fraud can ruin a day, week, or your entire identity.  So how can you protect yourself? 

Consumer ImageHow to catch fraud

Sometimes no matter how much preventative action you take to stop fraud, fraudsters still find a way in. One thing all cardmembers should get in the habit of is reviewing statements on a monthly basis. Fraud can take make forms, but read up on a few things to look for each month.

Consumer ImageHow to get the most out of your credit card rewards program - Part 1

Rewards. They come in many forms and are advertised around every corner. But are you truly maximizing their value each time you use your card? In this post, we’ll talk about how you can reach your full earning potential with a credit card rewards program.

Consumer ImageHow to get the most out of your credit card rewards program - Part 2

So you’ve banked some serious rewards, now what? Most cards give you the option to redeem your points in different ways. Some are pretty straightforward, but we challenge you to explore the unique options available to you as well.

Consumer ImageBecome a Wise Credit Consumer

In our world today, establishing good credit is the key to financial success, enabling you to finance cars, homes, higher education and occasionally assisting you in landing your dream job. Whether you are new to credit or you’re a credit connoisseur, it’s important to establish responsible card usage habits. Here are 8 habits every responsible cardmember should follow.

Secured ImageWhat's a Secured Credit Card?

If you’re new to credit or trying to rebuild credit, obtaining a credit card can be challenging. That’s because credit card issuers review several factors before deciding if you can have a credit card – these factors can include your credit score, credit history and your income.