Terms of Use and Privacy Policy

Browsing Our Web Site

Welcome to ATIRAcredit.com. Our website visitors have the capability of browsing our site anonymously unless you are preforming online transactions through MyCardInfo.com, or completing our online credit card application.

We are committed to providing all of our ATIRAcredit website users with a positive digital experience. To assist us in enhancing our website functionality and navigation, we do track website utilization trends. The information we collect from our website measurement tools keeps each of our visitors’ anonymity intact.

Completing Our Online Application

The personal information we collect from you on our online credit card application depends on the product or service you requested. This information is collected to make a credit decision.  We are also required by U.S. Federal law to obtain, verify and record information that identifies each person (individual or business) who opens an account. Because of these requirements, we may ask you to provide any of the following:

  • Social security number and income
  • Account balances and payment history
  • Credit history and credit score

For information regarding how we use collected information, please see our privacy policy.

Security of Online Sessions

We understand the level of trust and confidence you place in us when you provide us with your personal information. We take the utmost care in protecting your privacy, and update our technology with the industry standard in digital security. For the protection of your confidential transactions and documentation, ATIRAcredit uses a Unified Communications Certificate (SANS UCC Certificate) SSL through Go Daddy.

For your convenience, a login porthole is available to MyCardInfo on the ATIRAcredit website homepage and throughout the site. Once you have logged into your online account through MyCardInfo, you will be subject to the terms of use and security protocols associated with MyCardInfo.com.


We do not send unsolicited email messages to you, unless that information is a part of the service or product you have requested. If you do not wish to receive emails regarding your ATIRAcredit services or products, you may simply unsubscribe by clicking the “unsubscribe” button at the bottom of the email.

Linking To Other External Sites

There are several links within ATIRAcredit.com which link to external websites. These websites may take you to your personal account information, educational tips, MasterCard claims, as well as links to the website of each of our partners. Following these external links means that the ATIRAcredit Terms of Use is no longer effective, and you are now subject to the terms of use and policies of the site you followed.

Revisions to the ATIRAcredit.com Terms of Use

We reserve the right to change, modify or amend this policy at any time. You are accountable for revisiting our Terms of Use page to review any updates we have made to this policy.

If you have any questions, complaints or concerns specifically regarding our Terms of Use policy and how it affects you, please reach out to us through the following contact information:


PO Box 14542
Des Moines, IA 50306
888.4.ATIRA.1 (888.428.4721)