Mastercard Benefits

Best-in-class card benefits — at no additional charge

Carrying an ATIRAcredit Mastercard provides fraud and price protection, warranty extension and service features you expect and need to use your card with confidence.

Fraud Protection

Mastercard Zero Liability
You are protected from unauthorized purchases when you report them within 60 days after your statement date where the unauthorized purchases were shown.

Identity Theft Resolution Services

Identity theft can happen to anyone, even with great preventative efforts. Mastercard identity theft experts work diligently to guide you in the process of restoring your identity should you suffer an identity intrusion. Services include:

  • 24/7 access to certified resolution specialists
  • assisting with cash advances
  • notifying credit reporting agencies
  • cancelling lost cards
  • ordering replacement cards

To file a claim call 1-800-MC-ASSIST.

Price Protection

No more buyers' remorse! With Mastercard's Price Protection, we help you get the best price on new products purchased with an ATIRAcredit Mastercard. Mastercard will provide the difference up to $250 per claim, if you discover a lower price for your product within 60 days of purchase.

To file a claim click here.

Extended Warranty

Mastercard's Extended Warranty duplicates the terms of the original manufacturer's warranty, up to one full year upon the expiration of the manufacturer's warranty, on most items. The maximum benefit for repair of replacement cannot exceed $10,000 or the actual amount charged on your covered card (whichever is less). You must report the claim within 60 days of the failure.

To file a claim click here.


Mastercard's Global Service is available 24/7 to assist you.

  • Reporting lost and stolen cards
  • Replacing cards quickly in the event of emergency — a temporary card is available the next day in the US
  • Advancing cash in the event of emergency

Call 1-800-MC-ASSIST.

Additional benefits for your Business Mastercard

Purchase Assurance

If an item purchased with your ATIRAcredit Business Mastercard is damaged or stolen within 90 days of purchase, you could be eligible for reimbursement.

To file a claim call 1-800-MC-ASSIST.

MasterRental® Insurance

Save money and stay covered with MasterRental Insruance Coverage when you rent a vehicle with your ATIRAcredit Business Mastercard.

To file a claim call 1-800-MC-ASSIST.


Feel comfort on the road with MasterAssist travel assistance. This service provides help with medical emergencies and prescription transfers while travelling; emergency cash advances if your money is lost or stolen; assistance with lost luggage, tickets and passports; roadside assistance if your car breaks down; and even legal assistance if the need arises while travelling.

For 24-hour emergency assistance call the Mastercard Assistance Center at:

1-800-307-7309 (U.S.) or 636-722-7111 (Collect, outside the U.S.)

Mastercard VAT Reclaim Service

U.S. Companies are entitiled to recover the Value Added Taxes (VAT) expenses that your company employees incur on foreign business travel.

For more information call 1-800-306-6068

Not a Cardmember? 

Apply online and take advantage of these great benefits!

Apply Now